Business funding built around your next move.
ONECALL Financial offers in-house business funding and, when that is not the right fit, works to find options through other providers. It starts with one short application.
Funding for businesses only. We do not offer personal loans.
What we help businesses fund
These are common reasons businesses look for capital. Listing a purpose here does not mean an option is available for it; that depends on your business and the providers involved.
- Inventory
- Stock up ahead of a busy season or take on a larger order.
- Equipment
- Buy, replace or upgrade the machinery, vehicles or tools the work depends on.
- Expansion
- Open a new location, add a service line or take on more staff.
- Working capital
- Cover day-to-day operating costs while revenue catches up.
- Cash flow timing
- Bridge the gap between paying expenses and getting paid by customers.
- Something else
- Tell us what you are planning and we will talk through it with you.
How it works
Four steps, and you stay in control of the last one.
Apply
Tell us about your business and what the funding is for. It takes a few minutes and asks for ranges, not documents.
Talk with our team
We review your application and contact you to understand your business, timing and goals.
Review your options
We explain the options that may fit, what each costs and requires, and what would need to be reviewed.
Decide
You choose whether to move forward. Applying never obligates you to accept funding.
Business funding options
Some options are offered directly by ONECALL Financial and others through funding providers we work with. Not every product is a loan, and not every option suits every business. We explain how each one works before you decide anything.
Compare all funding options in detail
Amounts, costs, repayment and eligibility depend on your business and the specific product. We will walk you through the actual terms of any option before you choose to move forward.
Why work with ONECALL
What you can expect from us, whatever the outcome.
We start with your business
Before talking about products, we ask what the money is for, when you need it and how your business earns. The option should fit the plan, not the other way around.
Plain answers
We explain how each option works, what it costs and how it is repaid, in plain language, before you decide anything.
More than one path
We offer in-house funding and, when that is not the right fit, work to find options through other funding providers.
One point of contact
You deal with our team from application to decision, instead of repeating your story to a string of strangers.
What happens after you apply
You get a reference number as soon as your application is saved. We review what you told us about your business, including its industry, time in business, revenue range, existing financing and what the funds are for, then contact you to talk it through.
If you decide to pursue an option, we or a funding provider may ask for more, such as:
- Recent business bank statements
- Business tax returns or financial statements
- Proof of business ownership or registration
- Details about existing business debts or advances
What is needed varies by option. We will explain what each document is for and give you a secure way to send it. Please do not email sensitive documents unless we have arranged a secure method with you.
Questions business owners ask
Who can apply?
Do you offer personal loans?
What happens after I submit an application?
Does applying guarantee funding?
Is ONECALL Financial a lender?
How do I contact you?
Tell us what your business needs next.
The application takes a few minutes and does not ask for bank statements, account numbers or your Social Security number. Applying is a request to talk; it is not a commitment on either side.