How it works
From your first application to a decision you make. Terms always depend on your business and the options actually available to it.
You apply
You complete a short application about you, your business and what the funding is for. It asks for ranges and estimates, not documents or account numbers. You get a reference number when it is saved.
We review and reach out
We read your application and contact you by your preferred method. We will ask questions to understand your business, timing and goals.
We discuss what may be available
We talk through the types of funding that may fit, what each one involves and what a provider would likely need to review. Some options may not be available for your business, and we will tell you that plainly.
Your business is reviewed
If you want to pursue an option, we review your business for our in-house products. If an in-house option is not a fit, we may look for options through other funding providers, who review your business under their own criteria. This is when documents such as bank statements may be requested, through a secure process.
You decide
If you receive an offer, from us or another provider, you review its actual amount, cost and repayment terms. You choose whether to accept. Applying never obligates you to take funding.
What we do not do
- We do not offer personal loans or funding for personal, family or household use.
- We do not promise approval, amounts, rates or timelines before your business has been reviewed.
- We do not ask for banking passwords, card numbers or your Social Security number in the online application.
Ready when you are.
The application takes a few minutes and does not ask for bank statements, account numbers or your Social Security number. Applying is a request to talk; it is not a commitment on either side.